October 2019 Newsletter

Another month has flown by and whilst we continue to closely monitor the industry and markets for you, we also have a few financial wealth areas to update you on.

In this month’s newsletter, we discuss your total super balance and several wealth accumulation strategies that can be applied. Our short video then explains the difference between nominal and real rate of return, which is an important consideration when assessing your investment’s performance. We also take a look at the Commonwealth Seniors Health Card providing those eligible with a variety of benefits that are not just limited to health.

Did you know a Bill recently passed through parliament is building upon the previously passed ‘Protecting Your Super Package’? We review this with you, and we’ve then included a TED Talk by longevity researcher Susan Pinker, that highlights the importance of social interaction, especially as you age. We found this incredibly insightful and hope you do too.

Lastly, for a bit of fun and to help you test your financial knowledge surrounding estate planning, we have put together a special crossword. It’s some good brain training and the answers will feature in next month’s newsletter.

Kind Regards,
The team at
Bellwether Financial Group

Newsletter Articles

Your total super balance and wealth accumulation

Did you know that several wealth accumulation strategies can be impacted by your total super balance (TSB)? In this article, we discuss your TSB and these wealth accumulation strategies in detail.

Read More

Nominal vs real rate of return animation

When assessing an investment’s performance, it’s important to consider the information in front of you. In this animation, we illustrate the difference between nominal and real rate of return.

Launch Video

Retirees and the Commonwealth Seniors Health Card

As you make your way through your retirement years, you may start to find that your expenditure on healthcare increases. In this article, we take a closer look at the Commonwealth Seniors Health Card.

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1 April 2020: ‘Protecting Your Super Package’ 2.0

A bill, which builds upon the previously passed ‘Protecting Your Super Package’, recently passed through parliament. In this article, we explore the combined impact of these pieces of legislation.

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Social interaction and other longevity factors

Genetics, gender, healthcare and lifestyle are all factors that can affect longevity. In this TED Talk, Susan Pinker, a longevity researcher, discusses an often overlooked factor, social interaction.

Launch Video

Estate planning crossword: Questions

Estate planning is about planning who gets what assets, at what time and in what manner upon your passing. In this crossword, we cover the different components relating to the planning of your estate.

Read Article




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Financial Services Guide - Stephen Davies
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