October 2020 Newsletter

In our October newsletter, we begin with an overview of powers of attorney which is an important consideration with regard to estate planning and the management of your affairs. Then, our animation illustrates super lump sum withdrawals from a retirement perspective.

We then discuss the Pharmaceutical Allowance and the Pharmaceutical Benefits Scheme (PBS) subsidising the cost of medicine for most medical conditions. Did you know that in 2016, approximately 62% of Australian home-owners undertook a home improvement? We provide information on home values, improvements, and overcapitalisation.

Lastly, we look at the recent legislation seeking to address the issue of not all employees being able to choose the super fund for their compulsory employer contributions, accompanied by an interesting video by Jason Silva on the paradox of choice.

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Kind Regards,
The team at
Bellwether Financial Group

Newsletter Articles

The different types of powers of attorney

A power of attorney is a legal document that gives someone the authority to manage your affairs on your behalf. In this article, we provide an overview of the different types of powers of attorney.

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Super lump sum withdrawals animation

When looking to fund your retirement from your super benefits, it’s important to understand your options— and their appropriateness. In this animation, we illustrate super lump sum withdrawals.

Launch Video

The Pharmaceutical Benefits Scheme (PBS)

As at 30 June 2019, 900 different medicines in 5,455 brands were listed on the Pharmaceutical Benefits Scheme (PBS). In this article, we discuss the PBS, as well as the Pharmaceutical Allowance.

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Home improvements and overcapitalisation

In 2016, roughly 8.4 million (62%) of Australia’s 13.6 million home-owners did some kind of home improvement. In this article, we provide information on home improvements and overcapitalisation.

Read More

Legislative update: Your super, your choice

Not all employees can choose the super fund for their employer contributions—recent legislation seeks to address this issue. Alongside this, we share a video by Jason Silva on the paradox of choice.

Launch Video




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Financial Services Guide - Stephen Davies
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